arrow Senior Centers/EVENTS
arrow Working/Volunteering
arrow Health/Fitness
arrow Insurance/Prescription Drug
arrow Housing
arrow Legal/Financial Issues
arrow Federal Programs
arrow State & County Programs
arrow Area Agency on Aging
arrow AARP
arrow Assistance Programs
arrow Care Giving/Support Groups
arrow Transportation
arrow Medical Supplies
arrow Resource Directory
arrow
arrow Related Links

arrow Home

arrow Blog (NEW!)

   

 

   

 

 

 

Welcome  to Senior Living - Rocky Mountain Region.  Our mission is to provide an easy to use resource for Seniors and Care Givers for information on relevant issues, programs and services.

Welcome to Senior Living

___________________________________________________________

SHIP is your lifeboat for Medicare Decisions . .

My wife and I both turn 65 soon and we just finished signing up for Medicare.  I found the process to be a lot more difficult than I expected. 

Signing up with the Federal Government for Medicare A & B was easy, they do it for you, and the coverage is easy to understand.  The hard part is deciding on some sort of supplemental plan to pay or help pay what Medicare doesn't cover.

During the 3 or 4 months before turning 65 we were bombarded with information from everybody who sells insurance.  Everything we received basically said the same thing and described the various plans, and there are a lot of them.   What we didn't get was anything that adequately presented the process for deciding on the best plan for us.  The brokers I spoke with were happy to mail out their brochures with little or no explanation.  Even the representative from the company we eventually decided upon did little to earn any commission other than lick a stamp.  In the end, we each made our own decision.  But was it really the right one?

I contacted many of our readers here with this question and, with their help, found that the solution is a state program called SHIP, State Health Insurance Assistance Program.  Through SHIP, you can get individual help in deciding upon the right supplemental and/or prescription drug plan for you.

Here are the SHIP websites for the Rocky Mountain Region:

Colorado
http://www.dora.state.co.us/Insurance/senior/senior.htm     

 

Idaho 
http://www.doi.idaho.gov/shiba/shwelcome.aspx

 

Montana

http://www.dphhs.mt.gov/sltc/services/aging/ship.shtml

 

Nevada
http://www.nvaging.net/ship/ship_main.htm

                                                                     

Wyoming
http://www.wyomingseniors.com/WSHIIP.htm         

 

Utah

http://www.hsdaas.utah.gov/insurance_programs.htm  

 

 

Here you can find SHIP information for your State outside the Rocky Mountain Region:

 

http://www.workworld.org/wwwebhelp/state_
health_insurance_assistance_program_ship_.htm

Before contacting your SHIP office, here are two good resources for information that you should consider looking at:

 

First,       
http://www.medicare.gov/publications/pubs/pdf/02110.pdf

Second,     http://www.medicare.gov/MPPF/Include/
DataSection/Questions/SearchOptions.asp
   

       


HOT TOPICS ...

Channel 9 News in Denver compiled this great resource of Hot Topic information for the local community.  We are delighted to bring this relevant information to seniors in all States. .. including our Rocky Mountain Region.   

Just click on   >> More

 

Grocery Coupons

We like this Grocery Coupon site because you can select and print your Grocery Coupons without signing up for anything and you don't have to register.

These are good in any State.   . . .

Click here:     Grocery Coupons

 

If you think this site is a benefit to Seniors please help us. Click our advertisers.    It costs you nothing and we get a small fee to help maintain this site.  Thank you !

Serving:    Colorado  •  Idaho  •  Montana  •  Nevada  •  Utah  •  Wyoming
Copyright © 2011 Seniorlivingrockies.com

REVERSE MORTGAGE ADVISER
• Increase your cash reserves
• Increase your monthly income
• Protect your family